Insurance Companies' Profiting From Tough Economy at the Expense of Las Vegas Accident Victims Prompts Craig Murphy, Esq. to Write Book
Insurance companies in Las Vegas have been using strong arm tactics and economic hardship to extract pennies on the dollar settlements from Las Vegas automobile accident and injury victims. Las Vegas attorney Craig Murphy, Esq. wrote "The Ultimate Consumer's Guide to Nevada Car Crash Cases" to help Las Vegas accident and injury victims in dealing with insurance companies and understanding the claims process. According to Craig Murphy, Esq. his Nevada Car Crash Book is a self-help book that places Las Vegas accident and injury victims on an equal footing with the insurance adjusters. Craig Murphy, Esq. gives "The Ultimate Consumer's Guide to Nevada Car Crash Cases" to Las Vegas accident and injury victims at no charge upon request to his office, Murphy & Murphy Law Offices. Craig Murphy, Esq.'s book can be requested through his web site www. nvpilaw. com or through the web site www. nevadacarcrashbook. com.
Las Vegas, NV (PRWEB) July 14, 2010
Insurance companies are using hard economic times and strong arm tactics to extract pennies on the dollar settlements from already strapped Las Vegas automobile accident and injury victims. Craig Murphy, Esq. Las Vegas automobile accident attorney and injury trial lawyer says that "insurance adjusters know that people in Las Vegas are hurting economically these days." The economic statistics back up Craig Murphy, Esq.'s statement. At the current time, Nevada has the highest unemployment rate in the country. Las Vegas, Nevada's largest city, leads the list. In addition, Las Vegas tops all lists for the number of home foreclosures in the country. No segment of the Las Vegas population has avoided the pitfalls and hard times of this economy.
According to Craig Murphy, Esq., insurance companies know that many people in Las Vegas are hurting economically. When someone is injured in a Las Vegas auto accident, their life is often thrown in to turmoil. Their car is damaged. Their car often does not work or cannot be driven. The car has to be inspected, evaluated and an insurance adjuster has to determine the value of the repairs. The accident victim is often without a car for days.
In addition to the damage to the car, the accident victim has to obtain medical treatment. The medical treatment causes a number of problems. If the injury victim does not have health insurance, they have to pay for their medical treatment or find a doctor who will bill them for later payment. Even if they have insurance, they must pay co-pays and other treatment related expenses. If the injuries are serious enough, the Las Vegas accident victim will be unable to work. For most people in Las Vegas that means no income for the days of missed work. According to Craig Murphy, Esq. that is often a "double whammy." The accident victim's injuries prevent him from being able to work and his medical bills and other regular bills keep piling up. With no income coming in to the household, and an ever increasing mountain of bills and expenses, many Las Vegas accident and injury victims are over an economic barrel. Especially if their income has already been reduced, they are behind on their bills or their house is in foreclosure. For people who are already feeling the harsh effects of the economy, being injured in an accident can be the straw that breaks the camel's back and sends them over the edge of economic oblivion.
Increasingly over the past couple of years Craig Murphy, Esq. has been receiving calls from Las Vegas automobile accident victims who have not been able to settle their claims. According to Craig Murphy, Esq. even in cases of clear liability and clear injuries and damages, the insurance companies refuse to pay the medical bills for the treatment required from the automobile accident. Since the insurance companies will not even offer to pay the medical bills, other items such as out of pocket expenses and lost income are out of the question. The insurance companies know that those who are really hurting for money will often have no choice but to accept anything the insurance company will offer to help pay their ever increasing monthly bills. Faced with increasing numbers of calls from Las Vegas injury victims in claims where his involvement would only reduce the amount of money the injury victim could expect to receive, Craig Murphy, Esq. wrote "The Ultimate Consumer's Guide to Nevada Car Crash Cases."
Craig Murphy, Esq. said that the "Ultimate Consumer's Guide to Nevada Car Crash Cases" was his attempt to inform the public of their rights when they have been involved in a Nevada automobile accident. He calls the book "The Nevada Car Crash Book." He says that the book explains the claims process in detail. It takes a step-by-step approach to the claims procedure and explains each step. According to Craig Murphy, Esq. "The Ultimate Consumer's Guide to Nevada Car Crash Cases" is a self help guide that equals the playing field between an automobile accident injury victim and an experienced insurance adjuster.
In addition to the step by step explanation of the claims procedure, the book provides useful forms and explains the litigation process. Craig Murphy, Esq. says that some of the most important features of the book are the portions that explain common situations where many Las Vegas automobile accident victims do not need an attorney to represent them.
When a person does need to hire a Las Vegas lawyer, the book explains how a person should go about hiring the right lawyer for their case. Craig Murphy, Esq. says that hiring a lawyer "is one of the most important decisions a person will make affecting their case." A person should take the appropriate amount of time investigating and researching lawyers as is necessary. A person should also interview a number of lawyers before deciding which attorney to hire. The decision is too important to just sign up with the first lawyer a person talks to. It should really be an interviewing process according to Murphy. "A lawsuit requires a team effort between the client and the lawyer" says Craig Murphy, Esq. The client will have the attorney for many years in some cases. Craig Murphy, Esq. says "the client must make sure that he or she can work with the attorney and that he or she is comfortable with the attorney now and into the future." When asked why choosing a lawyer for a Las Vegas automobile accident is so important, Craig Murphy, Esq. said it is because "the insurance companies evaluate the attorney on the claim. If the Las Vegas attorney is not a trial lawyer and does not go to court, the insurance companies have little to fear." Craig Murphy, Esq. said that "hiring a lawyer who does not take cases to trial is like relying on a lifeguard who does not know how to swim."
When asked why he is giving "The Ultimate Consumer's Guide to Nevada Car Crash Cases" away to Las Vegas automobile injury victims for free, Craig Murphy, Esq. said that he "does it as a public service. This type of information is controlled by attorneys and usually not available to the public. If it is, there is often a high price tag on the information. I wanted to give it to the people who need it the most. In addition, if they do need a lawyer, I hope that they remember me."
In addition to providing free copies of "The Ultimate Consumer's Guide to Nevada Car Crash Cases" to Las Vegas auto accident victims, attorney Craig Murphy, Esq. and the other attorneys at Murphy & Murphy Law Offices in Las Vegas, Nevada will answer any questions Las Vegas injury victims have. People interested in getting a copy of "The Ultimate Consumer's Guide to Nevada Car Crash Cases" can order their copy from the Murphy & Murphy Law Offices web site at www. nvpilaw. com, www. nevadacarcrashbook. com, or can call Murphy & Murphy Law Offices at 702.369.9696.
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